We recommend that all

And or join Benevolence association. The BA have been valuable in assisting needy families at critical junction.

1. Purchase minimum of $100,000 life insurance. This will be a permanent solution.

The approx life insurance cost is $100/mo at age 21, $200 at 30, $300 at 45, and $400 at 60.

This creates immediate estate and legacy. covers any disability or death, and leaves resources for generational wealth.

Scholarship Pledge.

• We invite members of benevolence associations to pledge. The BA typically provide $9,000 in case of demise.
• Pledge to BA (and our anonymous list) that in your demise, you reduce the $9k (dwarfed by $100k). BA pay $2500 to DK scholarships (in your name) and refund $6500 to BA.
• See Scholarship page for more info.